Employee Benefits



Innovative offers one of the most competitive, comprehensive, and flexible benefits plans in the territory. Our goal is to provide employees with the resources to maintain a balanced work and personal experience.



Health and Wellness Benefits


Health Insurance Package

Innovative offers a comprehensive health insurance benefit package to all eligible employees and dependents. This package includes medical, dental and prescription drug.


Supplemental Insurance Plans

Innovative offers other supplemental policies to ensure that you have the coverage you need. Additional policies such as air ambulance service, vision and supplemental insurance to help pay benefits other major medical policies do not cover.


Survivor Benefits and Accidental Death & Dismemberment (AD&D)

Innovative provides a basic life policy bundled with AD&D coverage. Eligible employees are also able to apply for voluntary life for themselves, spouse and dependent children.


Paid Time Away from Work


Paid Holidays

Eligible employees enjoy company-paid holidays.



We recognize the importance of time off to renew. Employees receive time off for vacation and personal commitments based on length of service.




401(k) Plan

Eligible employees are able to participate in Innovative 401(k) retirement savings plan.   An employer match is applicable to eligible employees.


Career Advancement


Educational Assistance

Tuition assistance plans are available to employees to help earn a degree or certification.


Training and Development

Employees are able to avail themselves of a variety of training including seminars, webinars, and e-learning to further educational and career goals.


Work & Life Corporate Discount Program

Eligible employees are able to receive discount services offered by Innovative


Disability Coverage

Innovative offers short-term and long-term disability coverage to employees to help replace a portion of income if an employee becomes disabled and meets the eligibility requirements.


Life Insurance and Accidental Death & Dismemberment (AD&D) Insurance

Innovative provides Basic Life Insurance coverage bundled with AD&D coverage. We also offer enrollment in Supplemental Life Insurance, Spouse Life and Child Life Insurance.


Supplemental Insurance Plans

Eligible employees are able to participate in a group plan with MASA and AFLAC.


Income Protection Packages

Eligible employees may qualify for  short-term or long term disability benefits should you incur a non-occupational illness or injury.


Employee Service Discount Program

Employees are able to receive a discount on services offered by Innovative.

Innovative Rewards Program

Innovative recognizes  and rewards its employees for making significant contributions to the Organizations through its Innovator Reward Program.

Credit Union Financial Services

Innovative employees are eligible for membership with the Virgin Islands Telephone Corp. Federal Credit Union. Employees get to take advantage of the various savings plan options as well as competitive rates on loans